ARM Loans

Adjustable-rate mortgages (ARM) are indexed-based mortgage loans. They provide extra payment flexibility and offer interest rates as low as 1%.

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Reverse Annuity Mortgage (RAM)

This is a mortgage which allows you to receive monthly payments from First Atlantic or another mortgage lender through the equity in your property. This is unlike a normal mortgage loan where you receive the amount you need in a lump sum. Repayment of this loan can be specified in your mortgage loan agreement.

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