ARM Loans
Adjustable-rate mortgages (ARM) are indexed-based mortgage loans. They provide extra payment flexibility and offer interest rates as low as 1%.
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Negative Amortization
This is a situation that can happen when your monthly mortgage loan payments are not large enough to pay all the interest you owe on your loan. The more interest you leave unpaid the more it becomes part of your principal, leaving you that much more to pay off.
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