ARM Loans
Adjustable-rate mortgages (ARM) are indexed-based mortgage loans. They provide extra payment flexibility and offer interest rates as low as 1%.
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Grace Period
You’ll be allotted a period of time (usually days) after your obligation to pay is due during which you can make a payment without suffering from a penalty and without being considered in default. Despite the grace period you will still be considered "delinquent."
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